Pedro Cassiano Santos was interviewed by Expresso as part of his participation in the conference “The Future of Mortgage Lending”, organised by Century 21 on 10 September.

Pedro Cassiano Santos shared his view on the housing market and access to credit in Portugal with Expresso, which he described as ‘acceptable’. He stresses, however, that greater investment is still needed, both public and private, as well as a commitment to providing new housing solutions and renovating existing housing stock: ‘There is a lack of investment from all sides, private and public, and a lack of housing availability and renovation of the housing stock, but this is a path that is gradually being taken,’ he says.

As for innovation, compliance, and technology, Pedro Cassiano Santos points out that the banking sector has managed to become more modern, digital, and innovative. He further highlighted the key role of compliance in regulating the granting of credit and noted that, from a technological perspective, Portugal offers solid and effective solutions, in many cases more advanced than those found in other EU countries.

• Watch the full interview here.